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In recent years the Chinese government had tightened their control on foreign exchange, preventing people transferring money out to buy foreign property and immigrate out. They can easily freeze the money from the Group as all foreign transfers go through the centeral bank which is under government control.
And also Chinese doesn’t have a “credit” culture, often Chinese will only buy something unless they can pay in lump sum (unless it is something super expensive, like a small apartment in their crowded cities can cause hundred thousands of dollars). Most Chinese have a debt card instead of credit card.
I used to joke about American colleges spent all their money right after payday and then have to borrow money from their Chinese coworker to get a beer.